Identity Theft Protection

Benefits Overview


RECOVERY SERVICES


Fully Managed Identity Theft Recovery

If you become a victim or suspect you might be a victim of identity theft for any reason, we are here to help. Professional, dedicated Privacy Advocates are standing by and will manage your identity theft incident and resolve suspected or confirmed fraud until completion, with no time limit. Your Fully Managed Identity Theft Recovery Services extend to cover three generations of your family (3G) and continue to provide coverage for up to 12 months after death. With more than 30 different types of identity fraud reported to the Federal Trade Commission, you may be affected in ways you have not considered. You are covered for both financial and non-financial identity theft.

IRS Tax Fraud Refund Advance

We'll advance your tax refund if someone fraudulently files and receives it on your behalf. Tax fraud may delay your refund for weeks or even months. Now, you may be eligible for a tax refund advance while the Privacy Advocate assists you in completing your fraud remediation.

Credit Freeze Assistance

Our team of Privacy Advocates are trained to efficiently walk you through the process of freezing your credit reports with all three major credit bureaus.


Identity Theft Expense Reimbursement Insurance - up to $25,000

This benefit covers out-of-pocket expenses incurred by you during the recovery of your identity up to $25,000*. These expenses may include attorney’s fees, mailing expenses, fees for notarizing affidavits and documents, and lost wages due to time off from work to fight the identity fraud.

MONITORING SERVICES**


One Bureau Credit Monitoring

Watches for new activity that might appear on your credit report, including credit inquiries, new credit lines, derogatory credit, name changes and address changes. Optional text alerts are available in addition to email alerts.


Daily TransUnion® Credit Reports and Scores

TransUnion® credit reports and scores, available daily on demand, can help to benchmark your credit standing, uncover pre-existing credit issues, and track your credit score.



Dark Web Monitoring


Dark Web Monitoring scans the deep and dark web using sophisticated technology and human spies looking for your personal information like an email address, credit card numbers, and even passwords you use. In the event that any of your registered information is detected in this environment as being used or transacted fraudulently, you will be alerted, and provided with corrective actions. This service also provides easy, secure online storage of your credential data for retrieval in the event of theft of a purse or wallet, or home disaster.

IP Address Monitoring

IP Address Monitoring scans for malicious use of your IP addresses and alerts you if they have been compromised.

Dark Web Breach Notifications

We will notify you if we discover a data breach on the dark web affecting you and tell you how to take action.


High Risk Transactions Monitoring

Alerts are sent to warn you if someone is using your identity to conduct a high risk transaction at hundreds of participating banks, brokerage, cellular providers and more. Alerts may include illicit password resets, account management changes, and fraudulent money transfers.


Social Media Monitoring

Social Media Monitoring keeps tabs on your Facebook, Instagram, LinkedIn, and Twitter accounts watching for vulgarity, threats, explicit content, and violence. Alerts are sent if it looks like someone has taken over your account and is posting unsavory material.


Solicitation Reduction

To further protect your identity and keep personal information out of your mailbox, we will aid you in opting out of pre-approved credit card offers, telemarketing calls, commercial mail, and coupons.


Privacy Policy | Terms & Conditions

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Need help? Call (877) 421-0515

*Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
**MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. Monitoring alerts are provided by email and/or SMS text. Credit Services are provided by TransUnion®, subject to change, and are applicable to individuals age 18 and older who have a valid credit file. Identity authentication is required to view credit monitoring alerts, reports, and scores. The credit score provided may not be consistent with the credit score model used by a lender, and therefore can not be relied upon to determine creditworthiness for any particular loan opportunity.